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Ghodbunder Road, Pokharan Rd Number 2, near Emerald Plaza, Vasant Vihar, Thane West, Thane, Maharashtra 400610

130 Pokharan Road Number 2 Thane Maharashtra 400610 IN

99675161659967516165

thane@licagent.co.in

https://thane.licagent.co.in

S Kulkarni is a trusted LIC and Insurance Agent in Thane, providing personalized solutions for individuals and families looking for financial security. With expertise in Life Insurance, Health Insurance, Retirement Planning, Investment Planning, Tax Planning, and other Insurance Planning needs, S Kulkarni offers comprehensive and customized solutions to meet the specific needs of each client. As a dedicated Insurance Agent, S Kulkarni understands the importance of Financial Planning and Wealth Management in achieving long-term financial security. With a commitment to providing the highest level of service and expertise, S Kulkarni is the go-to LIC and Insurance Agent in Thane for all your insurance and financial planning needs. Contact S Kulkarni today to schedule a consultation and take the first step towards a secure financial future.

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The post LIC Agent Thane West appeared first on LIC Agent Thane » S Kulkarni.

The annuity rates are guaranteed at the inception of the policy.
Incentives in Annuity rate in case of higher purchase price. Incentives on direct sale also.

Option to opt the death benefit in 3 different ways: –
1) Lumpsum Death Benefit: – One-time payment to nominee
2) Annuitization of Death Benefit: – Death benefit utilized to purchase the immediate annuity plan.
3) In Installment: – Death benefit can be taken in installments of 5, 10 or 15 years in monthly, quarterly, half yearly or yearly mode.

Annuity options available under Deferred Annuity are as under:

1. Option 1 for single life
2. Option 2 for Joint life

Modes of Annuity Payments: –
Annuity can be paid in yearly, half-yearly, quarterly or monthly installments, subject to a minimum
annuity amount for monthly, quarterly, half-yearly and yearly mode will be Rs.1000/-, Rs.3000/-, Rs.6000/- and Rs.12000/- respectively.

Eligibility Conditions and Features: –
(a) Minimum Age at entry: 30 years last Birthday
(b) Maximum Age at entry: 79 years last Birthday
(c) Minimum Purchase Price: Rs.1,50,000/-
(d) Maximum Purchase Price: – No Limit

Accrued Guaranteed Additions: – Under deferred Annuity, Guaranteed Additions shall accrue at the end of each policy month, till the end of deferment period only. Guaranteed Additions will be equal to = (Purchase price * Annuity rate p.a. payable monthly)/12

Surrender Value: -The policy can be surrendered at any time after completion of 3 months. The policy can be surrendered under the both the Annuity Options Option 1 and Option 2.

Loan: – Loan facility can be availed after completion of 1 policy year. The loan is available under the both
the Annuity Options Option 1 and Option 2.

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